CHALLENGES AND OPPORTUNITIES IN FINANCIAL ACCESSIBILITY FOR WOMEN ENTREPRENEURS: A STUDY OF MUCB'S POLICIES IN NORTH GUJARAT

DOI: https://doie.org/10.10399/ES.2025683861

Nikunj Kumar Parmar, Deepti Singh

Keywords:

Women Entrepreneurs, Financial Accessibility, MUCBs, Microfinance, Women-Centric Banking Policies, Financial Inclusion, Credit Barriers, Financial Literacy, Women Empowerment

Abstract:

Women entrepreneurs face significant challenges in accessing financial resources, which hinder their business growth and economic empowerment. This study examines the financial accessibility policies and initiatives of MUCBs in North Gujarat. The literature review offers a comprehensive idea regarding the role of women in economic development along with financial access for women entrepreneurs. The methodological section provides a research strategy consisting of a research approach, design and philosophy that has helped the research in offering the relevant findings. Both primary quantitative and secondary qualitative methods have been incorporated within this research to get an accurate result. Primary data has been gathered from 101 participants through the help of Google Forms. Secondary data has been gathered from different books, articles, journals and other secondary sources. Primary data has been analysed using statistical data analysis and secondary data has been analysed using thematic data analysis. The findings of this research aim to inform policymakers, financial institutions and stakeholders to create a more inclusive and supportive financial ecosystem for women-led enterprises in North Gujarat. 

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